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Credit Health
Being aware of your current credit situation and making sure it is in good health is imperative when acquiring loans for major purchases such as your new home.
Sign up at Credit Karma and you can monitor your score monthly at no cost. If your credit score is at least 600 or above, we have lending programs for you!
Helpful Tips to Improve Your Credit Score
- Pay everything on time even if it is the minimum amount due – No late payments!
- Pay down credit card balances to 30% of limit.
- Raise your credit score instantly with Experian Boost – click here to learn more.
- Build your credit with a debit card – click here to learn more.
The HIGHER your credit score, the LOWER your interest rate will be. This will mean you qualify for more home! Plus your buying power is increased!